Everything you need to buy your first home

“ulie’s program is a game changer. Actually, it’s more than that. It’s a relationship changer - it literally saved my marriage and brought me closer to Christ. As a financial coach, Julie’s method is much different than that of a financial advisor. Rather than solely focusing on finances, Julie’s Christ-centred approach helps couples explore areas that create discord, from communication to differing priorities, values, needs and wants. She explores one’s foundation and works to strengthen all areas. For us, by learning to understand how we each think of money and how we respond to certain situations, we were able to change how we communicate together. Our discussions about family finances no longer end up in arguments. They are instead productive and respectful. For me personally, I have grown exponentially as an individual since starting the program and have become closer to Christ in the process. I am truly happy. It’s been a long process though and we aren’t done yet. We are in a much better place than before and look forward to being financially free in the near future!”

“When we decided to remortgage our house, we immediately sought advice from Julie. Even though we are a few provinces away, we had previous seen her for financial counselling and value very much her opinions Once again, Julie didn’t disappoint. She provided us with options we didn’t knew existed, helping us meet goals and using our refinance to help towards financial stability, not debt. The team was extremely responsive and helpful during the entire process. We were so grateful for Julie’s support! Andrea”

“I met Julie in July 2019 and I must confess I was not very thrilled about the whole coaching thing, I thought I could put my fees towards my debts instead of paying her. I have been in debt since my early 20s and I must say that Julie&#39s program is without a doubt the best thing it happened to us financially speaking. Not only I am getting out of debt but we also have money saved up in case of an emergency. Julie not only was our coach but also became a friend. She truly cares about the situation and she might not tell you what you want to hear but she cares about your financial situation. She treats your money as if it was hers. What we love about Julie is that she doesn&#39t sugar coat anything, she says as it is. No grey area, Its either black or white. Her integrity speaks for herself. She is very professional and was a blessing to work with her. I can&#39t thank Julie enough for what she has done for us." Breno & Fernanda”

“Mon conjoint et moi avons récemment fait l&#39achat de notre première maison. Afin d&#39obtenir une hypothèque, notre agente immobilière nous a référé à Julie Leduc et nous n&#39avons pas été déçus. Julie est une personne conviviale, attentionnée, toujours prête à répondre à nos questions. Elle nous a guidé tout le long du chemin de la pré-approbation et de l&#39approbation finale du financement de la maison. Elle nous a obtenu un taux d&#39intérêt compétitif et ce malgré notre profil d&#39acheteur un peu hors de l&#39ordinaire. Elle a communiqué directement avec l&#39employeur de mon conjoint afin de clarifier des détails dans son contrat et nous a toujours demandé les documents nécessaires bien à l&#39avance pour nous éviter tous stress. Nous devons surtout remercier Julie pour son aide lors de la date de fermeture lorsqu&#39il y a eu un retard avec le transfert d&#39argent de l&#39hypothèque. Nos avocats nous ont exprimés à quel point ils étaient reconnaissants d&#39avoir collaboré avec Julie qui était en communication avec nos prêteurs. Nous étions à l&#39extérieur de la ville, mais nous n&#39avons pas stressé parce que nous savions que tout était entre de bonnes mains. Nous sommes maintenant les fiers propriétaires de notre première maison. Nous sommes très heureux de recommander Julie Leduc pour n&#39importe quel projet de financement d&#39achat de proprété.”

“Julie I first want to take this time to say A huge thank you for all that you’ve done for me. You have helped me boost my confidence when you opened your home to me in my time of need. You are a very generous, thoughtful and kind person. You have helped me see things in myself that I didn’t know were there. I want you to know I really respect you and the work you are doing. I pray God‘s richest blessings over you and your family.”

“It was a good experience working with Julie Leduc she was very helpful and took the time to answer any questions I had, which I really appreciated. As you know, it can be complicated walking through the process of refinancing a mortgage and her guidance made it much easier. Thank you so much!”